BORROWERS
HOW CAN ROADNIGHT AG ASSIST YOU?
OUR OFFERING FOR LONG-TERM SUSTAINABLE FARMING OPERATIONS:
RESET
For farms recovering from challenging seasonal conditions, natural disasters like floods or fires, or other setbacks, Roadnight Ag offers assistance with capital solutions to rebuild and return to profitability faster.
GROWTH
For farms undergoing significant capital expenditure to transform operations—whether through upgrading land use, investing in cutting-edge genetics, or improving soil and water management—Roadnight Ag provides the financial support needed to drive this transformation. We help farms scale efficiently, positioning them for long-term success in an evolving agricultural landscape.
SUCCESSION
We support farming families with the smooth transfer of farm assets to the next generation or to new operators, whether they are family members or external buyers. Our tailored financing solutions ensure that this transition is financially sustainable, helping preserve the legacy of the farm while enabling growth and continuity.
AG DEVELOPMENT
For leading farming operators seeking to acquire and develop agricultural land for expansion such as irrigation works, land clearing or permanent plantations, Roadnight Ag can provide funding to expedite these works and gain capital appreciation faster.
At Roadnight Capital, we offer flexible, innovative solutions that cater to the diverse needs of today’s agriculture sector, ensuring farms can thrive through all stages of growth and transition
WHO WE LEND TO
WHO WE LEND TO
Farm Gate Ag –
We lend to all primary production industries within Agriculture including irrigated and dryland cropping, livestock and horticulture.
Post Farm Gate Processing –
We also provide assistance to farmers that are vertically integrated such as vegetable growing and packing, dairy farmers and processors as well as food and beverage manufacturers.
Export –
Roadnight can support growers/processors that are packing and exporting their produce such as abattoirs and grain traders.
Services to Agriculture –
Agriculture is supported by a number of other industries, that remain exposed to the Ag sector such as machinery dealerships and crop and livestock contracting.
SECURITY
Roadnight Ag focuses on sustainable farming operations with a total equity position of around 50-60%. Our capital solutions are expansive and varied, and the security required will be aligned with the type of funding.
LOAN SIZE
Targeted loan sizes are typically $2m – $50m, however we can fund smaller or larger facilities with the assistance of our chosen partners where required.
HOW HAS ROADNIGHT AG SUPPORTED FARMERS?
DAIRY/CROPPING FARMER & CONTRACTOR, VIC
Roadnight Ag facilitated a refinance and restructure of a farmer in Northern Victoria. The primary banking relationship provided insufficient working capital after the client suffered from the impacts of flooding and drought. Roadnight was able to restructure and recapitalise the facilities to create better liquidity for the client to support growth into the future. A bespoke security structure was utilised to extract the most amount of equity from the machinery and farmland security to support the lending.
CROP HARVEST FINANCE,
SA
Roadnight Ag provided upfront finance secured against the known crop proceeds. The repayments aligned with the co-operatives progressive payments over a 12 month period of the following year. The funding released growth working capital to enable preparation of the crop for the following season , secure water rights and cover farm operating expenditure.
PRIME LAMB,
TAS
Roadnight Ag refinanced the client to provide time to divest part of the farm property and assist with development funding over a 3 year period. The farm improvements comprised of fencing, land subdivision, pasture renovation, water infrastructure installation, fertiliser and government approved land clearing. Over the 3 year period, farm productivity and revenue increased significantly together with capital appreciation.
WAGYU BREEDING & FEEDLOT,
QLD
Roadnight Ag provided funding to increase the size of the herd, and the percentage of owned cattle processed through their feedlot from 20% - 50%. This growth funding resulted in the profit margin of the wagyu sale program increasing significantly generating important free cash flow to support their vertical integration plans.
COTTON, WHEAT & CATTLE,
NSW
Roadnight Ag provided funding to the son of a multi generational farming family to purchase land owned 50% by the parents and 50% owned by the grandfather. The son is an excellent operator, previously leasing the property and the implementation of the succession plan ensured the family legacy asset was preserved.